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HOLOCREDIT| The Mortgage Specialists
Welcome to HOLOCREDIT, a UK specialist website specifically tailored to aid business owners find the best rates on mortgages for commercial property and buy to let.
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In a noteworthy stride to check dark cash, Prime Minister Narendra Modi on Tuesday reported demonetization of Rs 500 and 100 coin notes with impact from midnight, making these notes invalid in a noteworthy ambush on dark cash, fake money and defilement. In his broadcast deliver to the country, Modi said individuals holding notes of Rs 500 and Rs 1000 can store the same in their bank and mail station accounts from November 10 till December 30.
Modi said the notes of Rs 500 and Rs 1000 “won’t be lawful delicate from midnight today evening time” and these will be “simply useless bit of paper.” However, he said that all notes in lower section of Rs 100, Rs 50, Rs 20, Rs 10, Rs 5, Rs 2 and Re 1 and all coins will keep on being substantial. He likewise declared that new notes of Rs 2000 and Rs 500 will be presented.
For More Info: http://indianexpress.com/article/india/india-news-india/narendra-modi-prime-minister-address-to-the-nation4364609/
When you want to market your products or services, the first thing you need to do is to determine your target market. Once target market is determined, you can then use the four P in marketing to decide how to approach your target market.
The Four P referred here is product, price, place (distribution) and promotion.
So, why is target market important? The main reason is that company exists for a reason. It needs to differentiate itself from competition in order to survive.
For example if you have decided to sell bottled water to the general mass in the urban area, then good luck with that. In the US, Pepsi and Coke has widespread distribution of bottled water consumption through its Aquafina and Dasani brand. If you still insists on selling bottled water, then you need to narrow your target market.
For example, instead of selling to the general mass, your target market for the bottled water can be physically active individuals who avoids thirst quenchers such as Gatorade when they exercise.
Once you identify this target market, you would then use the four P to differentiate yourself from regular bottled water. For example, in terms of place (distribution), you can avoid places such as fast food restaurants or lounges.
Statistically, people who are exercising, seldom visit these places. You would then concentrate your distribution on places such as the school’s sporting facility.
Let’s assume that you do not decide what your target market is and you are now using the four P in marketing to market your product. You would then distribute your bottled water to places such as convenience stores, gas stations and the shopping mall.
Will you capture audiences who are physically more active than the population? Yes, you will. But, the percentage of that audience is small compared to if you focus your distribution on that target market. As a result, you spend large amount of money to capture a small portion of the audience. Worse still, big companies such as Pepsi and Coke are now aware that you are invading their turf. The next thing they’ll do is to bombard the mass media with advertisement and price cut to make your products invisible. If they do it long enough, your survival may be in question.
Therefore, choosing your target market is really important before marketing your products.
In the online world, you need to choose your target market too. Once you choose your target market, the four P should reflect this decision. For example, if your target market is individuals who are looking for ways to invest their money, you should not advertise in general audience such as CNN. Your marketing budget will be more effective if you spend your money in financial website such as Yahoo! Finance or The Motley Fool.
Same thing with your distribution channel. If you distribute your content to the general article directory, you will get loads of visitors who may not be interested in your products or services.
Furthermore, as discussed earlier, it might attract your bigger competitors thinking that you are trying to take away their lunch. If your bigger competitors are not inept, they will then react accordingly and launch offensive campaigns that will render your marketing campaign useless.
Fortunately, nowadays, there are plenty of niche article directories allowing marketers to publish articles of certain field. Thus, smaller publishers can gain more visibility as niche directories generally have less people submitting their contents.
Furthermore, larger competitors are reluctant to publish their contents there. The reason is that they have a larger cost overhead. Focusing on small target market will not do them any good. It is their loss. But you, my friend, should not miss this opportunity. It is one of the most efficient way of using your marketing dollars.
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Ideas on how to Save Money When Buying
Shopping is very addicting. Usually, the household budget is sacrificed once you go shopping. Shopping should not give you head aches so long as you know how to budget. Here are the things which you need to remember:
1. Remember to spend your money wisely whenever you go shopping. Bring the particular exact amount of money you need in buying your items. To make certain you only purchase the important things, you have to make a set of the things that you need to buy. You might then budget your money wisely and will prevent you from buying things that are not that important.
2. It is a good idea that you compare prices from different stores before buying a specific thing. Do not limit yourself to only one store. There are stores offering the same quality but can have a lower price. A smart thing you may do is to be mindful of the prices of the items that you buy regularly when shopping. At this time there are instances that a store has an unforeseen changing of costs on different items.
3. That is recommended that you do your shopping during the end of the growing season. Prices of many items, especially clothes, are incredibly low and affordable during this time of the entire year. You may buy clothes in the a few months of August and The month of september if you are looking for bargain clothes for your summer wear.
4. You might shop in money stores where you can find items that are on sale and where prices are low. Though the quality of some items is different when you buy in shopping malls and shopping galleries but the merchandises are still new and not yet used. These stores provides you the best prices that can cope with on your budget.
5. Another way to save money while shopping is to economize the travel you make in locating the stores you want to buy something. You may take a stop on your daily route to find out if the items you buy regularly never have changed their prices and/or still in the price of your finances. You may purchase the item could you do your shopping schedule. This can save you fuel and time.
6. Try to find discount stores offering quality items that contain discount rates and may offer a very affordable price on your desired item. The prices on discount stores may vary depending on season of the year. These stores can be found in large shopping areas similar to malls and shopping galleries and museums.
Go to Google and type finance Torch so you will get www.financetorch.com then click and check all type of Ideas for saving money.
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Are you planning to improve the aesthetic appearance of your car? Want to get that sporty and sleek look? Then here are some pointers that will help you dress up your car.
What products to choose from
When deciding what kind of setup you will do to your car, you should first keep in mind that there are a multitude of products being sold out there which claim superior performance and economical. But the reality is there are some good ones and and many of bad ones. Be picky when looking for car accessories and remember it is not a bad idea to look at the established brands before considering untested brands.
One of the initial things that a car enthusiast does when dressing up a car is to replace the existing wheels with custom made ones. But this is not just for looks since performance wheels and tires also enhance a car’s handling and performance. Choosing between tall wheels and short ones will be the next step. Bigger wheels get noticed more and increase the look of a car dramatically. Smaller wheels on the other hand have that vintage or retro look.
Applying sticker designs on the car hood or the other parts of the car body is one of the cheapest ways to alter and customize your car. Sticker designs range from popular performance parts logos of manufacturers as well as those designed for rally and indy races. If you are capable of making your own stickers, it is important to get permission for copying a design as it may be copyrighted. If you are planning to put stickers on the hood, choose the kind that will not be damaged by the heat of the engine. Metallic foil stickers are ideal for use on car hoods.
Lowering your car means making your car more stable in turns aside from giving it an aggressive and sporty look. Cars are not the only ones that have lowering kits, so if you have a pickup truck, chances are, there is a lowering kit made for your vehicle. Although having a lower ride means improved handling, the trade off is poor ride quality since the car springs are stiffer and shorter.
These are some of the things that you can do to improve the look and stance of your car. Your car is a represents you so naturally you want it to look appealing. Of course, having a good looking car also means spending thousands of dollars. If this is your passion, then paying extra will not be a problem with you.
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Cheap Car Rental for you
In today’s world of competitive marketing and cutthroat competition, a customer can’t really predict whether the deal he/she is closing will benefit her or not, most of the time most, consumers, just go on with the deal just to avoid all the hassle of inquiring for more economic alternatives, or discounts. This also applies to car rentals, nowadays, it’s hard to call anything a cheap car rental, with the inflation rate of products, continuing gas price increase it’s hard to keep product prices down, so here are a few tips to keep your car rentals cheap, even if every other factor is making it expensive.
1.Reserve your cheap car rental internet sites instead of over the counter ones. Internet sites, offer internet only discounts which could very beneficial for you, cheap car rentals can be achieved by being witty, put discounts like these to your advantage and you’re sure to save a lot.
2.One way to get cheap car rentals is to try to get the most out of your rental. Most car rentals require you to fill the tank when you return it, so on your way to returning the rented car, fill it up with the cheapest type of gas you could find, you’ll save more than when they make you pay for the gas at an inflated rate.
3.If you can, always rent at only one Car Company, companies give you cheap car rentals for frequently renting their cars, discounts, coupons and sometimes even miles.
4.Ask the car rentals if you can exchange your flyers miles for car rental miles. This is especially useful when your flyer’s miles is about to expire, instead of just letting it go to waste, get a cheap car rental for it.
5.For a cheap car rental, try to make reservations as early as possible, car rental; companies give discounts for customers who reserve early.
6.To get your rental cheaper, pick up your car early in the morning, just as the shop is opening, so that there will be a shortage on the cheap car rentals, at this point, the renters may give you a free or a marked down upgrade.
7.Look for packages like hotels and rental packages or if you want a cheaper car rental find a package that includes air fare, car rental and hotel stay, these packages give you great discounts on all three, so if you’re planning to do all, I suggest you get a package deal to get the most out of your money.
8.To get a cheap car rental at your own, price, find rent-at-your-own-price internet sites that look for the best possible deal with the budget that you’ve given them, but be careful with this, review the company’s history first before you get into it, or make sure that there are no other cheaper means before you close the deal, remember, once you make a reservation, you can’t cancel it.
9.If you’re going to use the car for more than five days try to find weekly rates from car rentals, with weekly rates, the sixth and seventh day are almost always discounted, so look for this when you’re out for a cheap car rental.
10.Instead of picking up your rental at the airport, save money by picking it up at the shop, this’ll reduce airport surcharges.